Does AAA Cover Key Replacement?

AAA (American Automobile Association) is known for providing roadside assistance and various other services to its members. One of the services that many people inquire about is key replacement. If you’ve lost your car keys or need a spare, it’s important to know whether AAA offers coverage for key replacement.
Does AAA Cover Key Replacement?
Yes, AAA does provide key replacement services, but it depends on the type of membership you have and the specific circumstances of your situation. In general, key replacement services are available as part of AAA’s Roadside Assistance and other programs. Here’s a breakdown of what AAA offers:
Key Replacement Coverage for AAA Members
- Classic Membership:
- AAA’s Classic Membership typically includes basic roadside assistance, but key replacement is usually not part of the standard service package. However, you can get locksmith services through the Classic Membership, but it may require an additional cost for key replacement.
- Plus and Premier Membership:
- If you have AAA Plus or Premier Membership, you may be eligible for key replacement services as part of your plan. These higher-tier memberships typically offer more benefits, including coverage for lost key services. The coverage may include:
- Key retrieval and replacement: If you’ve locked your keys inside your vehicle, AAA will help unlock it. For lost or broken keys, they may send a locksmith to your location.
- Tow or service to the locksmith: In some cases, AAA will cover the cost of towing your car to a dealership or locksmith if needed for key replacement.
- Key fob replacement: For vehicles with key fobs, AAA may also assist in replacing or reprogramming these keys, though this might involve extra charges, depending on the specific membership level.
- If you have AAA Plus or Premier Membership, you may be eligible for key replacement services as part of your plan. These higher-tier memberships typically offer more benefits, including coverage for lost key services. The coverage may include:
What Is Not Covered by AAA for Key Replacement?
While AAA provides key replacement services for many vehicles, there are some exceptions:
- Cost: AAA will cover only the labor cost for key duplication or basic locksmith services up to a certain limit. Any additional costs for key fob programming or special vehicle keys (like transponder keys or smart keys) might be charged extra.
- Limited coverage: Key replacement might not be available for all vehicles, especially older models or those with special security systems.
How Does AAA Key Replacement Work?
- Call AAA: If you lose your keys or lock them inside the car, call AAA’s roadside assistance number.
- Technician Dispatch: AAA will send a technician or locksmith to your location to help retrieve or replace your keys.
- Replacement Options: Depending on the type of key, they may provide a new key, reprogram a fob, or unlock the vehicle.
- Payment for Additional Services: If the service exceeds your membership benefits (e.g., programming key fobs, cutting special keys), you may need to pay out-of-pocket.
Conclusion
AAA offers key replacement services as part of their roadside assistance program, particularly for Plus and Premier members. While they may provide locksmith assistance for lost or locked-in keys, it’s important to be aware of potential additional costs, especially if your vehicle requires specialized keys like transponder keys or key fobs. Always check with your local AAA branch or membership details for specific coverage information, as services may vary by region and membership type.
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